You are currently viewing Akko Insurance Reviews. Insure your device in just $5. 

Akko Insurance Reviews. Insure your device in just $5. 

We received thousands of requests on Akko Insurance Reviews that’s why we’re to figure out all the queries related to it. 

So, let’s start from the beginning. What would you normally do when you start researching something or someone to find out about them? You go to Google and search for them. We’ve given a table of contents below so that you can skip the concepts that you already know about them. 

Let’s begin. 

How did Akko Insurance start?

So when I started searching for Akko Insurance, The first thing that popped into my mind was who is the founder or owner of the firm, so the co-founder and co-CEO of the firm is Eric Schneider. He has a business degree from Harvard. 

They have a LinkedIn page for Akko Insurance, which has 1100 followers and has active recent posts (link given after conclusion ). They have 11–50 employees, which is mentioned on their page. The other co-founder and co-CEO of Akko Insurance is Jared Brier. The company is based in San Francisco, California, USA.

When was Akko founded?

Akko was founded in the year 2018.

More about Akko insurance:

AKKO LLC is not a licensed insurance broker, agent, or underwriter, nor does it receive any broker or agent commissions on insurance coverage products provided with or through our memberships. AKKO reimbursement and warranty agreements and commitments are financially backed in partnership with Elite Risk Insurance Solutions. Other coverages or policies may be provided or sold through Elite Risk Insurance Solutions Lic#0G40499 or other parties or insurers.

  1. Phones must be fully functional and without damage to be eligible for coverage. Phones with foldable screens cost up to $15 per month.
  2. Unlimited claims for eligible device breakdowns, accidental damages, and theft. One claim only for any lost phone per 12 months on eligible plans.

Also Read:- Honeycomb Insurance Reviews

What problems does Akko insurance solve?

Akko takes care of the insurance problem regarding all electronic devices with a simple, affordable, and easy solution. They take care of both used and refurbished devices, so like modern problems, modern solutions.

What exactly does Akko Insurance offer?

Well, after looking at their page for more than an hour, I figured out that the plan starts from $5 per month to $45 per month, and to be honest, their plans are incredible. 

The first insurance plan is $5, which is to protect your phone from damage and breakdowns. The second is a family plan in which you get multiple device security in your family, which protects your device from damage, breakdown, and theft.

Here is a list of the things covered by them:

Sr No.List of Items
1Cracked screens
2Spills and liquid submersion
3Accidental damage (like drops)
4Damage and malfunctions from accidental damage or drops
5Mechanical or electrical component failures (for phones)
6Theft: Theft of items from an unattended vehicle via forced entry (car break-ins).

What is the claim policy?

Akko Insurance has 3000 outlets in the whole USA, and they have mentioned that they are reachable within 15 to 20 minutes in every area. You can also file the claim online, which has a simple procedure on their website. 

They have a same-day claim if possible or have 48 hours. You can get your claim online as well as offline. The reviews of the customers have also mentioned that they have a seamless, hassle-free claim policy.

The list of plans offered by them

  1. Personal:- If you live alone and are worried about getting robbed, then you can take the “AKKO PLAN,” which includes almost every electronic item.
  2. Student:- Suppose you are a clumsy student who often drops your phones on the floor, in the pool, or anything else, and your parents are tired of paying your repair bills. They might have a plan for you. Family:- We often get bored or annoyed with our family, but when there is a family discount, we will be the first to run in line for an offer like this. They have a family plan, which is $10 per month, and you can get multiple phones secured.
  3. Business:- There are so many plans offered by them if you’re a person who owns businesses in construction, restaurants, offices, manufacturing, retail stores, remote staff, delivery offices, and many more. 

They already have three plans suggested, but you can also customize your type, like how many devices you would like to get insured for. The cheapest insurance for them is $3 for one laptop. There would be minimal conditions on that, but if you’re okay with it, then no worries.

What devices does Akko cover?

“Everything Protected” AKKO allows you to select, add, and protect one (1) phone plus any 25 of your eligible belongings in your AKKO account. You can swap items in and out of your AKKO plan whenever you’d like!

Here are the current eligible items:

Sr NoDevices that Akko covers
1Electronics: Laptops, Tablets, Smartwatches, TVs, Desktop computers, Monitors, Pen displays (i.e., Cintiq), Phones disconnected from cell service are only covered if you purchase a Phone-Only or AKKO Everything Protected plan for the device.
2Photography and Video Equipment:Cameras, Lenses, Accessories, Tripods, Gimbals
3Audio and Music Gear: Speakers, Electronic music instruments, DJ equipment, Headphones, Musical instruments, Gaming, Video game consoles, Video game controllers, Peripherals, VR sets, Custom-built gaming computers are covered, but all pieces of the device must be listed as individual items within an AKKO Everything Protected plan.
4Personal Transportation (Non-Motorized): Bikes, Scooters, Skateboards, Unicycles
5Sports and Recreational Gear: , Skis, Snowboards (only from theft and accidental damage due to mishandling from airline transportation) 
Surfboards (only from theft and accidental damage due to mishandling from airline transportation), Golf clubs, Tennis rackets
Camping/climbing equipment, Workout equipment (only from accidental damage and theft), Clothing and Accessories, Clothes, Jackets, Shoes, Sunglasses, Watches, Jewelry, Appliances (only counter-top):, Blenders, Coffee makers, Microwaves, Juicers, Mini fridges (if not built into cabinets), Handheld or portable electronic power tools (only covered by accidental damage and theft), Robot vacuums
Handheld drills, Circular saws, Jigsaws, Sanders, Routers , School Supplies, Textbooks, Backpacks and Calculators

Property in a personally owned automobile is protected, provided that the vehicle was locked, the windows were fully closed at the time of theft, and there was visible evidence of forced entry into the vehicle.

NOTE: All plans are per individual and will only cover items owned by the plan holder. Individual plans cannot be shared with family or friends.

Adult and Student Plan accounts protect a maximum of one (1) phone. To cover additional phones, please purchase additional adult or student plans. There are no quantity limits on electronics or eligible items you want to add to your account.

Multiple plans may be purchased at a discount, with billing bundled together! 

What is not covered by Akko insurance?

  • We do not cover furniture.
  • We do not cover drones, automobiles, motorcycles, boats, motors, aircraft, or aircraft parts. 
  • We do not cover any type of motorized land vehicle or other conveyances.
Sr NoDevices that Akko Insurance won’t cover
1Electronics: Car electronics, including car stereos, GPS navigation devices, and keyless entry, Drones
2Accessories: Jewelry, including watches, rings, and other items consisting of gold, silver, platinum, or fur, is limited to $1,000 for any one incident of loss ,Money (currency or coin), evidence of debt, letters of credit, Forms of identification, including student IDs, driver’s licenses, passport documents, notes, securities, transportation tickets, or other tickets
3Pharmaceuticals (prescription or over-the-counter) : Artwork (professional or amateur), antiques, and collectibles, Animals, Firearms or ammunition, Salesman samples, Contact lenses, Keys, Artificial teeth or limbs and Merchandise for sale
4Transportation: Motorized vehicles, including e-bikes, Bicycles cost over $1,000, Property from a personally owned vehicle (unless stolen with evidence)
5Small Appliances: Wall-mounted appliances, Appliances integrated into cabinetry, Appliances with Utility Hookup (gas, water)
Gas-powered Tools, Electronic power tools are only covered against accidental damage or theft.
6Sports: Surfboards from general use or handling; accidental damage from non-airline transportation; workout equipment from general use or handling

Akko Insurance Reviews

  • The reviews on Akko Insurance are outstanding. The website “Trust Pilot” has given 4.8 stars out of 5 with genuine customer reviews.
  • The reviews from the website also mentioned that people are totally satisfied with the plans, and most importantly, they claim they have the best claim policy; sometimes you can get your claim on the same day. 
  • The website Benzinga has rated 5 stars out of 5 stars for Akko Insurance. 
  • There is also a review from Amazon. into Akko Insurance about their keyboard.
  • They have been proudly trusted by very well-known brands like Zurich, Upwork, and many more, which are mentioned on their official website. They have made a very reputed name for the company. 

Why choose Akko Insurance? When is the insurance from the manufacturing company?

Well, as we all know, every big manufacturing company gives insurance for their product, so why choose Akko, and what makes Akko so special from them?

Because the biggest companies like Google Pixel, Samsung, and the iPhone. The thing is, these companies only allow limited claims. And Akko Insurance gives unlimited claims (which are mentioned above). 

What is the waiting period for Akko insurance? 

There is a 30-day waiting period for Akko Insurance to start coverage for accidental damage, device malfunction, failure, theft, and lost phones.

How do I get insured by Akko Insurance. ?

  1. Register 
  2. Choose the plan that is best for you.
  3. Click on some pictures and get approved. 
  4. Put all the required information about the device (the device must clarify its terms and conditions, which are that the device shouldn’t already be damaged while taking the insurance). 

Conclusion on Akko Insurance Reviews

After a long, devoted day to Akko Insurance, I can assure you that we would recommend Akko Insurance. It is easy, simple, affordable, and provides very good security for your devices. 

And even though we recommend you, that doesn’t mean you should blindly get insured without reading the terms and conditions. It is always very essential to read all the documents related to the terms and conditions of the loan, and don’t agree without reading them.

Thank you. I hope you will get all the information required for Akko insurance. Please make sure to leave a comment and another suggestion for any other firm.

1: Eric Schneider

2: Akko Insurance Reviews

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