You are currently viewing Loggerhead Insurance Review. Safe for Floridians in 2024? 

Loggerhead Insurance Review. Safe for Floridians in 2024? 

Hello Floridians, We’ve got 100+ e-mails from your side on the Loggerhead insurance review. So in this block post, we are going to resolve all the queries related to it. 

We are going to understand things like how you can claim, for which calamities you can access your claim amount, customer testimonials, and more things related to it. 

What is Loggerhead Insurance, and for whom is it made?

Many Floridians find difficulties in coverage everywhere for their homes. A group of people understood these issues and formed a company called Loggerhead Insurance. 

This company is best for Progressive customers who are losing their coverage.

Mainly, this company was founded in 2022 in Florida.

How does Loggerhead work?

Under this company, various agents work independently in Florida. For this purpose, you need to call or send an email to get the insurance quote for your home from a local agent.

Does Loggerhead earn awards from any institutions?

Yes, Loggerhead got an excellent score from Demotech; it is an American insurance dating company that independently rates other insurance companies. 

How can I become an agent in Loggerhead?

On the official website, first, you need to click on sign up and fill out the entire form. That’s how you can become an agent under Loggerhead.

How can I request a quote?

First, you need to visit their official website, and on the menu, click on the “Get a code” button.

Here is a list of potential questions that might be asked by them.

  1. Location of your property. If you are located in Florida, 
  2. Now you need to select the property type, like single family, townhome, mobile home, or condo.
  3. Duration selection: Under this, you have to mention how many years you have been living in this property. You’ll find four options: vacant, rented, lived less than 6 months, and lived more than 6 months.
  4. Selection of address: Under this, you need to fill in the landmark zip code and full address.
  5. Owner’s information: fill in the details like first name, last name, email address, and phone number. 
  6. After submitting all the details, you will get a successful submission message from them, and later on, you will get a call from an agent from them to discuss the coverage option.

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List of coverage offered by Loggerhead. 

Essential coverage: Under this, you will get standard home insurance coverage. 

List of things that come under essential coverage. 

  • Dwelling coverage: it covers all the expenses to repair the structure of your home. 
  • Personal Property Coverage: Under this coverage, you want to get that much money for which you can buy new things. 
  • Personal liability coverage. There are times when you hurt someone’s property unintentionally, and at that time, this insurance helps cover the expenses.
  • Other structures have coverage. Most of the time, our home also gets damaged, and at that time, this coverage helps a lot. 

Enhanced coverage: all benefits of essential coverage and other coverage upgrades.

  • Under this coverage, you’ll get all the things available in the essential coverage list given below.
  • Replacement for foods in the refrigerator that got damaged due to a power outage. 
  • Also, replace any damage caused by your pet to your property. 
  • Water backup coverage.

Elite coverage: It is best if you want a full replacement of your house. Under this, you have to spend a few bucks if damage is caused by any reason. 

This coverage includes all the benefits of essential and enhanced coverage, with extra coverage given below. 

  • Full roof replacement cost. 
  • Pool and trampoline liability coverage.
  • Identity theft coverage. 

What are the discounts offered by Loggerhead?

There is a simple logic to getting a discount from home insurance companies. Overall, you need to take care of how safe and secure you can make your home. 

Here is a list of potential things. If you do, then there might be chances to get a discount from them.

  • Security-proof home: installing protective devices like leak detectors, fire alarms, and other devices that save your home from calamities.
  • Senior citizen discount: People over 55 can get up to 10% off from them.
  • Neighborhood security discount.
  • Fresh construction discount: if your roof gets replaced or built within 10 years. For the discount rate, you need to ask them via email or the number given below.

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Loggerhead Insurance Review (customer testimonials) 

As of now, this company is new and does not have enough data to express how effectively they’re working with clients. 

Overall, if you need customer reviews on this, it is recommended to come to this post after 1-2 months. We will update if we find any customer testimonials from any source. 

Issues regarding Home insurance.


Is Loggerhead safe?

Yes, Loggerhead is safe because it earned an excellent rating from Demotech, Inc. 

Shall I take home insurance from Loggerhead?

Overall, we would recommend that you seek consultation from your financial advisor before making any financial decisions.

Can I make a career in Loggerhead?

Yes, on their website, you’ll find career options, and there are various requirements like Java developers, IT business analysts, claim managers, etc. 

Conclusion of the Loggerhead Insurance Review

Loggerhead is an insurance provider for those who are currently living in Florida.

Under this, you’ll get various insurance coverages, and basically, they had three types of coverage: Essential, Enhancement, and Elite. If you’re thinking of taking insurance from them, then first visit their website and fill out the form to get an appointment with a local agent. 

Overall, we would highly recommend that you seek consultation from your financial advisor and then make a decision based on that. 

Thanks for reading. 

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